Financial literacy empowers individuals to make wise financial decisions, improves the quality of their lives, and provides them with skills to achieve their financial goals. As part of their financial literacy initiative, Citizens Business Bank provides training using Money Smart which is a FDIC sponsored comprehensive financial education curriculum designed to help low- and moderate-income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships. 

Students learn to track daily spending habits, prepare a budget to estimate monthly income and expenses, identify ways to decrease spending, and increase income and identify budgeting tools to help them manage their money. In addition to adults, Money Smart also has programs for small business owners, young adults and older adults.

If you’re interested in bringing this program to your agency, please contact Robert G. De Acevedo at 909.980.6840 or rgdeacevedo@cbbank.com